August 2020 RBA – No Movement on Interest Rates
With the already record low official cash rate of 0.25%pa, the Reserve Bank of Australia has once again decided to hold interest rates where they are, with no end in site of the COVID-19 economic...
View ArticleJune 2020 RBA – Rate Remains at Record Low
After implementing the extraordinary mid-month rate cut in March of this year, the Reserve Bank of Australia has this month left the official cash rate untouched. It remains at the record low rate of...
View ArticleWhat is the Right Home Loan for Renovations
You’ve been dreaming of that new kitchen and dining room for as long as you can remember, and now the time has come to put your plans in motion. But do you really have the budget to afford the works?...
View ArticleHow to borrow 95% for a home loan with a 457 Visa
It is a widely held belief, that 457 visa holders in Australia can only apply for a home loan up to 80% of the value of the property, this is totally incorrect, there are a range of lenders who will...
View ArticleBenefits of bulding a new home with a construction loan
Whether it is your first home, upgrade or for investment purposes, taking out a construction loan to build has a feeling unlike anything else in property ownership. Therefore it’s not hard to...
View ArticleA mortgage broker will help you find the mortgage that suits you best
With so many loan products available you can be sure that your mortgage broker will be able to find the one that matches your situation. By using a broker to match a suitable mortgage to your needs may...
View ArticleFirst time investors – 6 key Investment Property mistakes to avoid
With interest rates at record lows and banks falling over themselves to attract new customers, there is a perfect storm building for those who want to get into the investment property market, but many...
View Article6 Mistakes to avoid when applying for a mortgage refinance
Avoid these common mistakes when applying for a mortgage refinance of your home or investment loan and you will have a simple, trouble-free experience. Successfully navigating the refinancing process...
View ArticleBuying new or established – which delivers best for property investors
If there’s one topic property investors are unlikely to ever agree on, it’s what makes a better investment opportunity: established or new? Advocates of buying ‘established’ argue that established...
View ArticleGranny Flats – Turn your own home into a Rental Property
One of the rising trends in the home property market is to add a granny flat to an existing home, making part of your own home a rental property. Contrary to the name and perhaps expectations, a granny...
View ArticleHave you Selected your Investment Property Dream Team
There are many things that can lead to investment property success, but the most successful property investors know the importance of building a team of reliable industry professionals around them, and...
View ArticleProduct Focus – First Time Home Buyer Home Loans
With so many different home loans on the market, finding a loan that is suitable for you as a first time home buyer is not as simple as it used to be, there is an enormous range of loans available on...
View Article2014 Investment Property Success Plan
Have you made your 2014 investment property resolutions yet? It appears the old adage of ‘location, location, location’ has never been truer. But there are a number of points to consider before you...
View ArticleThe Secrets of a Home Renovation Reality
Turn on the TV on most nights and you’re almost certain to come across at least one ‘reality’ home renovation or improvement program, as exciting as they might make home improvement look, real world...
View ArticleWhat are the latest First Home Owner Grant Schemes?
Here is the latest information for the First Home Owner Grant (FHOG) by respective states. NSW First Home Owner Grant The NSW state government offers a $15,000 grant for first-home owners who purchase...
View ArticleA Bridging Loan – When is it an Ideal Option?
Essentially, a bridging loan, sometimes called a reloaction loan is available to allow you to buy one property before you have sold your current home. Your house is on the market, waiting for a keen...
View ArticleLoan Product Focus – Construction Loan
If you need to borrow money to build a new home or property or to make substantial renovations to your existing property, generally a construction loan would be a suitable choice, there are a couple of...
View ArticleShould you renovate or demolish and do a full construction
So, you’ve decided that your current home doesn’t meet your needs and it’s time to do something about it, maybe a full construction or large renovation. The next big decision is whether your best...
View ArticleWhat is the Right Home Loan for Renovations
You’ve been dreaming of that new kitchen and dining room for as long as you can remember, and now the time has come to put your plans in motion. But do you really have the budget to afford the works?...
View ArticleHow to borrow 95% for a home loan with a 457 Visa
It is a widely held belief, that 457 visa holders in Australia can only apply for a home loan up to 80% of the value of the property, this is totally incorrect, there are a range of lenders who will...
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